Tip: Start from the federal W-4 calculator to pre-fill your pay and federal results here automatically.
Your Paycheck
Filing Status
Credits & Adjustments (Optional)
Leave blank if you're not sure — these only affect your federal withholding.
$2,200 per child under 17 · $500 per other dependent. Reduces your withholding.
Add extra to cover side income, freelance, or investment income each paycheck.
Non-wage income: freelance, dividends, rental income. Annual total.
If you itemize and deductions exceed the standard deduction. Annual total.
File your Mississippi return
Total withholding per paycheck
$288
$7,488 / year
Gross pay minus federal, FICA, and state taxes
Federal
Mississippi State Tax
Mississippi is phasing down its income tax rate; the rate above $10,000 is 4.0% for 2026.
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Mississippi uses its own form: Form 89-350
Mississippi employees give their employer Form 89-350, the Employee's Withholding Exemption Certificate, showing the amount of personal exemption they claim. If you do not file one, your employer must withhold based on zero exemption. The federal W-4 is not used for Mississippi.
Exemptions, deduction and rates for 2026
For 2026, Mississippi allows a $6,000 exemption for a single filer, $9,500 for head of family and $12,000 for married filers, plus $1,500 for each dependent, for age 65 or older and for blindness. The standard deduction is $2,300 (single), $3,400 (head of family) and $4,600 (married). Taxable income is taxed at 0% on the first $10,000 and 4.0% above that.
For example, a single employee earning $60,000 has $60,000 − $8,300 = $51,700 of taxable income and about $1,668 of Mississippi tax withheld over the year. The state is phasing its rate down, to 3% by 2030.
Mississippi W-4 FAQ
What is Mississippi's income tax rate for 2026?+
4.0% on taxable income above the first $10,000, which is taxed at 0%.
What exemptions does Mississippi allow?+
$6,000 single, $9,500 head of family, $12,000 married, and $1,500 each for dependents, age 65 or older, and blindness.
What if I do not file Form 89-350?+
Your employer must withhold based on zero exemption, which takes out more tax than necessary.
Does Mississippi use the federal W-4?+
No. It uses Form 89-350.
Does Mississippi have local income tax?+
No. Mississippi cities and counties do not tax wages.
Start with your federal W-4
Your Mississippi withholding follows your pay, but your W-4 is federal. Get the exact lines to fill in.
Open the W-4 Calculator →