2026 Paycheck Calculator

See Your Exact Take-Home Pay

Enter your gross pay to calculate pre-tax deductions, federal withholding, Social Security, Medicare, state tax and net take-home, per paycheck and per year.

Step 1 of 4Your paycheck

Your paycheck

$

Find this on your pay stub under "Gross Pay."

How this paycheck calculator works

It starts with your gross pay for the pay period, subtracts pre-tax deductions (401(k) and health premiums), and then estimates federal income tax with the same IRS Publication 15-T method your employer uses, based on the filing status and Steps 2 through 4 of your W-4. Social Security (6.2% up to the annual wage base) and Medicare (1.45%, plus 0.9% above $200,000) come out next, then state income tax if you pick a state, leaving your net paycheck.

Results are estimates: your employer's payroll system can round differently, and local taxes, garnishments and post-tax deductions are not included. To see how a W-4 change moves your check, read how tax withholding works, use the withholding calculator, or find your state's W-4 and withholding rules.