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Tennessee W-4 & Paycheck Guide 2026 — No State Income Tax

Tennessee does not tax wages and no longer has the Hall income tax. Your W-4 only covers federal withholding.

No State Income Tax

Tennessee has no state income tax on wages.

Tennessee residents only need to worry about their federal W-4. Calculate your federal withholding to get started.

Note: Hall income tax fully repealed as of 2021.

With no state withholding, the only income tax taken from a Tennessee paycheck is federal. Your federal W-4 sets that amount, so the choices that matter are your filing status, whether a second job or working spouse needs Step 2, and any credits or extra withholding in Steps 3 and 4. Social Security and Medicare are withheld on top of it.

If you work in a different state than you live in, that state may still withhold tax from your pay. See the moving to a new state guide, the step-by-step W-4 walkthrough and the withholding calculator.

Calculate your exact federal withholding — takes about 2 minutes.

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What Tennessee workers need to know about their W-4

Tennessee has no state income tax on earned income, so no Tennessee income tax is withheld from your paycheck and there is no Tennessee withholding form. The federal W-4 is the only withholding form you fill out.

Tennessee's Hall income tax, which applied only to interest and dividends and never to wages, was repealed for tax periods beginning January 1, 2021 or later.

What is taken out of a Tennessee paycheck

Tennessee paychecks have federal income tax (set by your W-4) and FICA payroll taxes, plus any pre-tax benefits you elect. Social Security is 6.2% of wages up to the 2026 wage base of $184,500, and Medicare is 1.45% of all wages, plus an extra 0.9% on wages above $200,000 ($250,000 for married filing jointly).

If you live in Tennessee but work in a state that does tax income, that state may withhold its own tax from your wages, so check with your employer.

Tennessee W-4 FAQ

Does Tennessee have state income tax?+

Not on wages. Tennessee has no tax on earned income, and the Hall income tax on interest and dividends was repealed for tax periods beginning January 1, 2021.

Do I need a state W-4 in Tennessee?+

No. Since Tennessee doesn't tax wages, there is no Tennessee withholding form. You only fill out the federal Form W-4.

What taxes are taken out of my Tennessee paycheck?+

Federal income tax based on your W-4, Social Security (6.2% up to $184,500 in 2026), and Medicare (1.45%, plus 0.9% on wages above $200,000), plus any pre-tax benefits you choose.

How do I check my Tennessee take-home pay?+

Use the paycheck calculator to see the federal tax, Social Security and Medicare taken from a Tennessee paycheck and your estimated take-home pay.

Estimate your Tennessee take-home pay

No state income tax means your take-home depends on federal tax and FICA. See your paycheck broken down.

Open the Paycheck Calculator →