Glossary

Multiple Jobs Worksheet: What It Means and Why It Matters for Your W-4

The IRS worksheet (in W-4 instructions) for calculating accurate withholding when you have more than one job.

Definition

The Multiple Jobs Worksheet is a calculation worksheet included in the IRS W-4 form instructions. It helps employees with two or more jobs — or married couples where both spouses work — calculate the additional withholding needed to avoid an April tax bill.

The problem it solves: each employer withholds taxes as if your job with them is your only job, applying the full standard deduction and lower bracket rates to your entire paycheck. But your combined income may push you into higher brackets. The Multiple Jobs Worksheet calculates a more accurate withholding that accounts for your total combined income.

Alternatively, you can use the IRS Tax Withholding Estimator online — it accomplishes the same thing with less manual calculation. The simplest option is just to check the Step 2 checkbox on your highest-paying job's W-4.

How this affects your W-4

Checking the Step 2 box on your W-4 is a shorthand for the Multiple Jobs Worksheet — it tells your employer to use the single-bracket tables (which withhold slightly more) instead of the married/head tables, approximating the correct combined withholding.

For more precision, especially if incomes are very unequal, use the full Multiple Jobs Worksheet and enter the result in Step 4c.

See how multiple jobs worksheet affects your withholding

Use the free W-4 calculator to calculate your exact withholding with your specific situation.

Open the W-4 Calculator →

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